Legal Tips for Small Businesses

Legal Tips for Small Businesses

It is essential for small businesses to be aware of legal roadblocks that they might face. Let's look at some tips to ensure your business's smooth sailing. Form a separate entity The choice of entity determines taxation and sale of your business. Ensure that your...

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The best island resort locations in the world

The best island resort locations in the world

You know you want to travel to an island resort location but there are so many options it can be quite overwhelming. If you‘re looking for a culture trip, after some authentic cuisine or simply want to relax on a beach, one of these islands is sure to satisfy your...

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Home Improvement Tips

Home Improvement Tips

Whether you bought your home ten days ago or ten years ago, the importance of maintenance cannot be ignored. Use these ten tips to turn your house into a proper home. Choose improvements that add value to your home Although talk of home improvement brings to mind...

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How to Find the Perfect Wedding Photographer

How to Find the Perfect Wedding Photographer

Wedding photographers are everywhere but they all have their own style, feel and attitude. Photos are not something that can be seen, touched, smelled or heard before the big day so it’s a tough decision and one that requires some research. Find your style All wedding...

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Tips For All The New Managers

Tips For All The New Managers

Being appointed as a manager is the first step to climbing the corporate ladder. But it requires that you be the best manager you can be. Here are some tips that will aid you to navigate your new role. Prepare before promotion If you are just around the corner from a...

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Home Improvement Tips

Whether you bought your home ten days ago or ten years ago, the importance of maintenance cannot be ignored. Use these ten tips to turn your house into a proper home. Choose improvements that add value to your home Although talk of home improvement brings to mind...

The best island resort locations in the world

You know you want to travel to an island resort location but there are so many options it can be quite overwhelming. If you‘re looking for a culture trip, after some authentic cuisine or simply want to relax on a beach, one of these islands is sure to satisfy your...

How to Find the Perfect Wedding Photographer

Wedding photographers are everywhere but they all have their own style, feel and attitude. Photos are not something that can be seen, touched, smelled or heard before the big day so it’s a tough decision and one that requires some research. Find your style All wedding...

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Legal Tips for Small Businesses

It is essential for small businesses to be aware of legal roadblocks that they might face. Let's look at some tips to ensure your business's smooth sailing. Form a separate entity The choice of entity determines taxation and sale of your business. Ensure that your...

Tips For All The New Managers

Being appointed as a manager is the first step to climbing the corporate ladder. But it requires that you be the best manager you can be. Here are some tips that will aid you to navigate your new role. Prepare before promotion If you are just around the corner from a...

Tips On How You Can Save Money

Economic complications and higher standards of living have made saving money a difficult task for many difficult, but not impossible. Here are some ways to save money successfully. Make a budget Budgets help prioritize and balance your spending and saving. Update your...

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Home Improvement Tips

Whether you bought your home ten days ago or ten years ago, the importance of maintenance cannot be ignored. Use these ten tips to turn your house into a proper home. Choose improvements that add value to your home Although talk of home improvement brings to mind...
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Legal Tips for Small Businesses

It is essential for small businesses to be aware of legal roadblocks that they might face. Let's look at some tips to ensure your business's smooth sailing. Form a separate entity The choice of entity determines taxation and sale of your business. Ensure that your...
Read More

Tips For All The New Managers

Being appointed as a manager is the first step to climbing the corporate ladder. But it requires that you be the best manager you can be. Here are some tips that will aid you to navigate your new role. Prepare before promotion If you are just around the corner from a...
Read More

Tips On How You Can Save Money

Economic complications and higher standards of living have made saving money a difficult task for many difficult, but not impossible. Here are some ways to save money successfully. Make a budget Budgets help prioritize and balance your spending and saving. Update your...
Read More

How Tourists Can Handle Their Money In India

A typical query among travelers visiting India is how to get rupees and handle it in the country. While there are institutions like AAA in the USA, Thomas Cook in England, and certain banks that help out with ‘buying foreign currency,' this facility is not available...
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Home Improvement Tips

Whether you bought your home ten days ago or ten years ago, the importance of maintenance cannot be ignored. Use these ten tips to turn your house into a proper home. Choose improvements that add value to your home Although talk of home improvement brings to mind...

read more

Legal Tips for Small Businesses

It is essential for small businesses to be aware of legal roadblocks that they might face. Let's look at some tips to ensure your business's smooth sailing. Form a separate entity The choice of entity determines taxation and sale of your business. Ensure that your...

read more

The best island resort locations in the world

You know you want to travel to an island resort location but there are so many options it can be quite overwhelming. If you‘re looking for a culture trip, after some authentic cuisine or simply want to relax on a beach, one of these islands is sure to satisfy your...

read more

How to Find the Perfect Wedding Photographer

Wedding photographers are everywhere but they all have their own style, feel and attitude. Photos are not something that can be seen, touched, smelled or heard before the big day so it’s a tough decision and one that requires some research. Find your style All wedding...

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How to Find the Perfect Wedding Photographer

Wedding photographers are everywhere but they all have their own style, feel and attitude. Photos are not something that can be seen, touched, smelled or heard before the big day so it’s a tough decision and one that requires some research. Find your style All wedding...

Tips For All The New Managers

Being appointed as a manager is the first step to climbing the corporate ladder. But it requires that you be the best manager you can be. Here are some tips that will aid you to navigate your new role. Prepare before promotion If you are just around the corner from a...

Tips On How You Can Save Money

Economic complications and higher standards of living have made saving money a difficult task for many difficult, but not impossible. Here are some ways to save money successfully. Make a budget Budgets help prioritize and balance your spending and saving. Update your...

Home Improvement Tips

Whether you bought your home ten days ago or ten years ago, the importance of maintenance cannot be ignored. Use these ten tips to turn your house into a proper home.

House in group

Choose improvements that add value to your home

Although talk of home improvement brings to mind ideas to improve the aesthetics of your home, consider improvements that could increase its value in the long term, and get a decent return on your investment.

Tackle the quick projects that are most timely

Do not be frugal when it comes to improvements that are of urgency. This will help you save money and prevent more devastating damage. Some changes take less than 10 minutes and save you the money you would have to spend the more you put it off.

DIY or not?

No matter how good you may be at fixing things yourself, sometimes some home improvement projects require the help of a professional.

Hone your skills

If you do not wish to enlist the help of a professional, ensure you refine your home improvement skills first. Read up, volunteer, or find other resources to educate yourself.

Narrow house

Find inspiration

Online resources such as Pinterest, Houzz, BHG, and the like offer unique ideas to bring some fresh changes to your home, while also often helping out with cost estimates and contractors.

Get the right tools

Implementing any home improvement changes require you to have a tool-box stocked with at least the necessities such as plumbing tools, among others.

Find money for home improvement

If you cannot fund the whole project in cash, there are alternative methods such as estimating tax breaks and implementing changes that increase value on private mortgaged homes, will help lower the costs of the same, even if they do not cover all the costs.

Pick the right contractor

Vet your contractors carefully before hiring them. Get recommendations from trusted sources, meet the contractor in person, and ask for references, etc. to ensure that they are legitimate.

bike near house

Save money on projects

The more you save on one project, the less you’ll have to worry about funding the next. Know the project well enough to asses where you can splurge and skimp for effective improvement.

Have a plan

Plan out and conceptualize major details of your home improvement projects ahead of times. Impromptu ideas, though fun, might not move in the direction you want.

Legal Tips for Small Businesses

It is essential for small businesses to be aware of legal roadblocks that they might face. Let’s look at some tips to ensure your business’s smooth sailing.

Small Business

Form a separate entity

The choice of entity determines taxation and sale of your business. Ensure that your business is structured separately from your personal assets so that you are not personally responsible for business debts that you might incur.

Maintain proper records

All businesses are required to have their organizational documents in place, such as records of payroll, business decisions, bookkeeping, etc. Here, ensure personal, and business finances are separate. Well maintained documents regarding company and stockholder agreements will help limit disputes among owners.

Adopt a buy-sell agreement

There is a possibility of an ownership change of the business due to some trigger event such as death, termination of employment, bankruptcy, etc. This agreement helps evaluate the business and facilitates an orderly acquisition in the face of such events.

Investors and Securities Law

Be wary when choosing investors, and do so in accordance with required securities law disclosures. If not, disputes between owners and investors, or loss will lead the investors to sue you for damages.

Have written contracts

Verbal agreements are impossible to keep track of, prove or enforce. Document all agreements in written formats, detailing obligations and potential issues, as well as modifications or extensions as required.

Staff

Require employment and independent contractor agreements

Businesses should be aware of compliance with various employment regulations. Ensure the protection of your assets, plans, and the like so that employees and contractors do not steal them from you. This also protects your company from possible employee lawsuits.

Review non-compete agreements

A review of non-compete agreements signed by you, your employees and contractors will shed light on their applicability to your business.

Protect intellectual property

Intellectual property may be critical for the future success of your business. Ensure that employees and independent contractors sign over new technologies and process, and properly register trademarks and licenses of the same.

Use NDAs

When working with other businesses or individuals, obtain non-disclosure agreements from the other party to protect your business’s confidential information.

 

Avoid litigation

Try to negotiate disputes rather than go for expensive litigations by taking necessary steps to prevent disputes as far as possible.

Get legal advice

Do not skimp on the expenses to prepare proper documents and contracts with the help of proper legal aid. Always seek legal advice before making important business decisions.

The best island resort locations in the world

You know you want to travel to an island resort location but there are so many options it can be quite overwhelming. If you‘re looking for a culture trip, after some authentic cuisine or simply want to relax on a beach, one of these islands is sure to satisfy your needs.

These are the best locations for any type of occasion whether it’s a getaway vacation from your daily life or a special honeymoon trip, you can be sure you’ve found the right spots.

Fiji

The glistening turquoise waters, glowing white sand and plenty of luxury resorts, Fiji is a must visit location. The archipelago in the South Pacific is one of the hottest honeymoon locations. Even during the 2011 TV series “The Bachelorette” contestants had romantic dates on the islands. If you want that movie star honeymoon Fiji is the destination for you.

However Fiji isn’t just for the love birds either. If you’re a fan of surfing or diving, you’ll also appreciate the waves and the beautiful coral reefs that the archipelago has to offer.

As the islands are over 2000kms north of New Zealand you are sure to escape reality and get your mindset in the relaxing mood.

Hawaii

The volcanic archipelago in the central pacific is a tourist must visit location for any type of island resort getaway. If you’re after luxury combined with awesome scenery the island’s capital Honolulu is the destination for you.

The islands also have historical sites open to the public including the World War II Valor in the Pacific National Monument.

Hawaii is great for any type of adventurer. There are numerous amounts of beaches on offer with surfing and snorkelling also available. If you feel like going for a hike as well, you must check out the Koko Crater Trail.

Santorini

Long ago the original island of Santorini was exploded into several smaller islands due to a massive volcanic eruption. As legend goes, it is said that the island is the original Atlantis. To add to the luxury of the archipelago the beaches glisten under the sun as well has harbouring some of the most amazing historical runes in the world.

Go on a hike to the Ancient Thera to see ruins of ancient empires, and see glistening pools of turquoise water. Afterwards you can enjoy the culture of the major towns and then relax on the red and black beaches to ease all of life’s stresses away.

This set of Greek islands is luxury at its finest and should be on everyone’s bucket list.

Raja Ampat

The Raja Ampat islands host some of the world’s best rainforests and luxury resorts. The Indonesian archipelago in West Papau is the best getaway location that is free from the stressful lifestyle of high rise buildings, loud noises and congested traffic.

The waters around Raja Ampat are covered in hundreds of different species of coral that spans over 9 million acres of underwater land. These numbers make the waters one of the most diverse living coral reefs in the world.

As well as snorkelling and admiring all the sea life, the archipelago has some amazing trails that are worth a track. At the end of a long day snorkelling or hiking you can relax at a luxurious Raja Ampat resort that is sure to make you forget about anything else.

After spending any time at the wildlife haven islands you won’t want to return to traditional civilisation.

When you’re looking for a getaway make sure you refer to this list so that your next island holiday is one to remember.

 

How to Find the Perfect Wedding Photographer

Wedding photographers are everywhere but they all have their own style, feel and attitude. Photos are not something that can be seen, touched, smelled or heard before the big day so it’s a tough decision and one that requires some research.

  1. Find your style

All wedding photographers have their own style so before going out look for one it is important that you and your partner settle on the type of photos you want from your wedding.

  • Documentary

This style is about capturing people in the moment and the environment that was the wedding. It means that there will be very few shots of people staring straight down the camera’s lens and more of everyone enjoying their time on the dance floor or having a conversation with a distant family member.

These photographers will also be capturing the beautiful environment in which the wedding is set, whether that is the view over the hills or a shot from above, it captures what the even looked like before guests had arrived.

  • Portrait

Portraiture is a more traditional approach to photography and certainly appealing for many who just want to get photos with each other at the wedding. There is still plenty pf room for creativity with this style as the setting for the photos can be interesting and fun.

  • Fine Art

This is a style that gives the photographer the most licence to really indulge in their artistic side. It can create really interesting images from various perspectives as well as make things seem more glamourous or simplistic than they actually were.

This is great for people who want to have some really special photos of their wedding day but aren’t too fussed with the reality of it all.

  1. Research

Do a thorough search of potential wedding photographers online and through recently married friends or family. Photographers will often provide blogs and a detailed insight into their photography on their website to give people a good understanding of their style and experience.

  1. Interview

If you are interested in a particular photographer be sure to call first to see if they are available on your wedding date. If they are then it is important to meet them in person and get to know them. See if they are willing to show you a full wedding album to get a clear idea as to the work they do.

If a your first choice isn’t available on the specified date, see if they are willing to recommend anyone that shoots in a similar style.

  1. Confirm who will be shooting

Often big studios will have multiple photographers and so unless it is discussed prior to the event, the person that you met with may not actually be the one who shoots the wedding. It’s great to have a couple of photographers at the wedding to ensure that every moment is captured but you definitely want to know it will be before the event so that you get along.

Discuss anyone that will be in attendance from the studios team, even if they aren’t shooting, to be sure that there are no surprises or additional costs.

  1. Check your rights

It’s important to be sure of your rights with regards to the photographs taken. Some photographers may include in the contract that they own the rights to all photos taken. This means that they can then use them for promotional efforts.

Some people might not be comfortable with this or want a discount included if this is the case, check the contract before signing off.

  1. Post-production

Knowing how long it will take for the photos to be ready is important to understand the amount of time that the photographer will be spending on them. Know how much editing will go into the photos and what your options are with regards to this.

Understanding what is being done to your photos and how many you can expect may be helpful in negotiating cost

Tips For All The New Managers

Being appointed as a manager is the first step to climbing the corporate ladder. But it requires that you be the best manager you can be. Here are some tips that will aid you to navigate your new role.

Prepare before promotion

If you are just around the corner from a promotion, make sure you get an idea of what to anticipate by reading up, taking classes and talking to people with experience. This will help you to stay top of the new position and will help ease into the role in a smoother manner.

Sand castle

Recognize the newness

A promotion may mean that you’re moving to a managerial position from a different department. While you may not be the best initially, recognize and accept the newness of it all, and be open to learning and developing the new skill set required to do justice to your position.

Learn situational leadership

Not all employees are the same, nor do they share the same patterns and ideas. Being manager entails that you are aware of how to handle different employees and situations as necessary.

Get to know your employees

Familiarize yourselves with your team on a professional and personal level to build up trust and efficiency. It also makes it easier for you, as mentioned above, to learn how to deal with each employee in the right way.

Be an active listener

Active listening requires you to focus, understand and respond to the needs of others to foster an environment that is comfortable and inclusive for all. As a leader, active listening is one of the most important skills you need to master.

 

Be a boss, not a friend

Ensure that you keep professional boundaries and separate personal relationships from professional ones, and recognize that one does not have to come at the cost of the other.

Deal with performance issues

Even if your predecessor was prone to looking over poor performance issues, it is your responsibility to deal with the same in effective ways.

Respect employees

Being in a superior role does not make you superior to anyone. Treat everyone with dignity, take opinions and suggestions from your employees, and work as part of the team with them.

Be available and visible

The more you are involved with your team, the better they will perform.

Embrace your role as a leader

Don’t take your new role for granted or shy away from it. Embrace the responsibilities, and you’ll find yourself rewarded for the same.

Tips On How You Can Save Money

Economic complications and higher standards of living have made saving money a difficult task for many difficult, but not impossible. Here are some ways to save money successfully.

Calculating

Make a budget

Budgets help prioritize and balance your spending and saving. Update your budget annually and keep track of your expenditure such as bills, loans, and other miscellaneous expenses to make sure that you don’t spend more than you earn.

Track your spending

It is the smaller expenses, rather than the big ones, that cost us more. Keep track of your day-to-day expenditures and impulse expenditures, and compare it to your budget to ensure that you aren’t living beyond your means.

Pay off your credit card

Setting up a direct debit payment can avoid the hassle and extra expenditure of interest rates and late-payment fees on credit cards. Also try to find cash-back reward programs, redeem your rewards and pool them into your savings account as well.

Open a savings account

Deposit your discretionary into a savings account by rounding down your transaction account balance, as well as by setting up scheduled deposits from the latter to the former which helps cut back on impulsive spending.

Focus on recurring expenses

Your large, recurring expenses are where you can save the most – for instance, finding cheaper plans for electricity, internet, or gas provisions will help cut down on your costs by almost half the original.

Control your impulses

Willpower is paramount to controlling the urge to spend more on things you want rather than need. Think about the necessity of something that catches your attention before splurging on it.

Money saving

Bill smoothing

This kind of payment system is offered by certain utility providers where you can pay your bills in installments rather than in one go. Arranging your expenses accordingly will help you stow away money for emergency expenses.

Meal planning

Grocery and food shopping ahead of time, perhaps weekly, and from lower-priced stores will help cut down your extra expenditures on the same during the week.

Avoid a poverty mentality

Though some people consider being frugal a virtue, being too thrifty keeps you away from smart ways of earning more. The only way to move forward financially is by earning, saving and investing.

Be a ‘promiscuous consumer’

Being too loyal to certain brands give them an opportunity to take advantage of you. The threat of leaving for another vendor puts you in a position to bargain and get better offers.

How Tourists Can Handle Their Money In India

A typical query among travelers visiting India is how to get rupees and handle it in the country. While there are institutions like AAA in the USA, Thomas Cook in England, and certain banks that help out with ‘buying foreign currency,’ this facility is not available everywhere.

Dollar

In case you are traveling without rupees on hand, keep some of your own currency on hand. Try to take out money from ATMs at the airport upon arrival. Not only is this option way cheaper than currency exchange counters, but it is also a lot faster.

Some foreign banks also reimburse ATM costs that are charged in India. Look further into the banks that do this so that you do not have to pay anything when you draw money in India.

It is also important to have less than 10,000 rupees on you since there’s always a chance that you may lose or maybe even get robbed. You can always store cash in your own currency, and when the times comes, you can convert them if you’d like.

If you are looking to get Rupees before your trip, you can get some from either Thomas Cook if you are in England or from AAA if you are from the USA. Recently, Thomas Cook had stopped the sale of Rupees, but in order to make sure that they don’t, it is best to call and inquire.

Apart from AAA or Thomas Cook, banks in your city or town should also be checked as to whether or not they have Rupees available or not.

 

The smallest bill available is five rupees, and the highest is 2000 rupees, along with coins of various denominations. Note that due to a money crisis in the country, 1000 rupee notes are no longer available nor valid in India. This makes breaking the 2000 note difficult – try to do this the first chance you get so that you have smaller change on you.

There is a 10,000 rupee limit on cash withdrawals from some, if not all ATMs. There is usually no need to have such a large amount on you at all times. Try to plan and maintain a budget so as to keep track of how much money you have on you regularly, and to plan expenses easily. If you need a sum greater than 10,000 rupees, sending yourself money through the Western Union which is a simple process in India, will prove to be most effective.

NEWEST

Home Improvement Tips

Whether you bought your home ten days ago or ten years ago, the importance of maintenance cannot be ignored. Use these ten tips to turn your house into a proper home. Choose improvements that add value to your home Although talk of home improvement brings to mind...

Legal Tips for Small Businesses

It is essential for small businesses to be aware of legal roadblocks that they might face. Let's look at some tips to ensure your business's smooth sailing. Form a separate entity The choice of entity determines taxation and sale of your business. Ensure that your...

The best island resort locations in the world

You know you want to travel to an island resort location but there are so many options it can be quite overwhelming. If you‘re looking for a culture trip, after some authentic cuisine or simply want to relax on a beach, one of these islands is sure to satisfy your...

MUST READ

Home Improvement Tips

Whether you bought your home ten days ago or ten years ago, the importance of maintenance cannot be ignored. Use these ten tips to turn your house into a proper home. Choose improvements that add value to your home Although talk of home improvement brings to mind...

Legal Tips for Small Businesses

It is essential for small businesses to be aware of legal roadblocks that they might face. Let's look at some tips to ensure your business's smooth sailing. Form a separate entity The choice of entity determines taxation and sale of your business. Ensure that your...

The best island resort locations in the world

You know you want to travel to an island resort location but there are so many options it can be quite overwhelming. If you‘re looking for a culture trip, after some authentic cuisine or simply want to relax on a beach, one of these islands is sure to satisfy your...

How to Find the Perfect Wedding Photographer

Wedding photographers are everywhere but they all have their own style, feel and attitude. Photos are not something that can be seen, touched, smelled or heard before the big day so it’s a tough decision and one that requires some research. Find your style All wedding...